|
Comparative Financial Position as
on 31.03.2020 |
|
|
|
|
|
( Rs. In Lakh) |
|
Sl.No. |
Particulars |
As on 31.03.2018 |
As on 31.03.2019 |
As on 31.03.2020 |
|
1 |
Share Capital |
3000.37 |
2954.60 |
2954.60 |
|
2 |
Statutory Reserve |
14738.97 |
16720.44 |
19086.06 |
|
3 |
Other Reserves |
28739.98 |
30895.30 |
33081.24 |
|
4 |
Undistributed Profit |
3962.95 |
4731.23 |
4885.47 |
|
5 |
Provision for Standard Assets |
716.58 |
734.28 |
633.24 |
|
6 |
Provision for Bad & doubtful debts |
4279.77 |
5681.11 |
5939.80 |
|
7 |
Provision for Overdue Interest |
5549.02 |
5548.61 |
5548.05 |
|
9 |
Owned Fund |
60987.64 |
67265.57 |
72128.47 |
|
10 |
Deposit |
116183.75 |
134849.08 |
123318.59 |
|
11 |
Borrowing |
80981.08 |
108819.74 |
154248.05 |
|
12 |
Working Capital |
300655.50 |
338680.04 |
365973.41 |
|
13 |
Investment |
73731.03 |
86531.72 |
152038.01 |
|
|
( I ) Securities & Shares |
40084.68 |
36273.46 |
28623.11 |
|
|
( II ) Fixed/Call Deposit with other
banks |
33646.35 |
50258.26 |
123414.91 |
|
14 |
Loan Outstanding |
200510.98 |
207178.83 |
181950.74 |
|
|
(i) Fin.Agr. |
36427.35 |
38999.86 |
37067.77 |
|
|
(ii) Fin.Non Agr. |
164083.63 |
168178.97 |
144882.97 |
|
15 |
Gross NPA |
7718.69 |
9972.61 |
8874.46 |
|
|
(i) Fin.Agr. |
2739.63 |
3186.63 |
2406.28 |
|
|
(ii)Fin.Non Agr. |
4979.06 |
6785.98 |
6468.18 |
|
16 |
Provision made against NPA |
4279.77 |
5681.11 |
5939.80 |
|
17 |
Net NPA |
3438.92 |
4291.50 |
2934.66 |
|
18 |
% of Gross NPA to Loan |
3.85 |
4.81 |
4.88 |
|
19 |
% of net NPA to Loan |
1.71 |
2.07 |
1.61 |
|
20 |
Cost of deposit |
7.00 |
5.81 |
5.36 |
|
21 |
Yield on assets |
7.47 |
7.68 |
9.09 |
|
22 |
Cost of Fund |
5.01 |
4.03 |
7.61 |
|
23 |
Financial margin |
2.46 |
3.65 |
3.73 |
|
24 |
Cost of Management |
0.43 |
0.69 |
0.44 |
|
25 |
Net margin |
2.34 |
3.17 |
3.29 |
|
26 |
Profit before Tax |
6060.30 |
7272.55 |
7492.83 |
|
27 |
Net Profit |
3962.95 |
4731.23 |
4885.47 |
|
28 |
CRAR |
20.36 |
21.26 |
25.76 |
